Welcome to Debbi J Gardner State Farm!
✨ Hello February: Show a Little Love to Your Insurance Game Plan 💌
February is all about connection, care, and protecting what matters most. Between winter weather, busy schedules, and Valentine’s Day reminders, it’s a great time to make sure your coverage is keeping up with your life.
Here’s your February Checklist:
🚗 Love Your Drive — Winter roads and daily commutes are still in full swing. A quick look at your Car Insurance helps make sure you’re ready for wherever February takes you.
🏡 Home Is Where the Heart Is — Cozy nights in, home projects, or seasonal updates can change things fast. Reviewing your Home Insurance helps ensure your space is covered through the rest of winter.
🎓 College Life, Still Covered — Whether students are back on campus or settling into a new place this semester, Renters Insurance helps protect their belongings away from home.
💼 Protect What You’re Building — February is a smart time for business owners to review coverage and make sure it still supports your goals as the year picks up momentum.
❤️ Protect the Ones You Love — Valentine’s Day is a perfect reminder to look at Life Insurance and make sure your loved ones are covered for the long term.
📍 Based in Pueblo, CO, Debbi J Gardner State Farm is here to help you move through February with confidence, from winter routines to heartfelt priorities. 💕❄️
As your local State Farm Insurance Agent, I am proud to protect our Pueblo, Colorado City, Walsenburg and the surrounding Pueblo & Huerfano Counties communities. I am a longtime resident of Colorado, having grown up in Greeley and now calling Southern Colorado home! I am a graduate of Regis University in Denver, Colorado where I got my bachelor’s degree in business management and sociology. I got my start in the insurance industry working at the State Farm regional office in Greeley, CO working in Auto Service. I spent 5 years in State Farm's corporate office in Bloomington in Agency Training. From then on, I fell in love with the idea of being an agent and celebrated 35 years with State Farm in January 2024!
I love getting to help people figure out what they need to protect their families and plan for their future! One of the reasons Pueblo, Colorado City & Walsenburg towns are so great is because the people are very down to earth and would do anything for their neighbors. Another couple reasons are because of the Reservoir, River Walk, San Isabel Forest and all of the authentic Mexican food!
I have five grown children and four grandchildren! In my free time, I enjoy traveling with my family, skiing, walking, reading, and golfing.
✅ Insurance FAQs
Q: 🚗 How often should I review my Auto Insurance?
A: At least once a year or anytime something changes, new car, new driver, move, or accident. A quick review helps make sure your coverage still fits your life.
Q: 🏡 I made updates to my home; do I need to tell my insurance agent?
A: Yes. Projects like renovations, finishing a basement, or adding outdoor structures can change your coverage needs. A simple policy review keeps everything current.
Q: 📦 What does Renters Insurance actually cover?
A: It protects your belongings, like furniture, clothes, and electronics—and may also include personal liability and temporary housing after a covered loss.
Q: 🛡️ Why consider Life Insurance if I’m young and healthy?
A: Starting early allows you to lock in long-term protection for the people who depend on you—and it can be easier to qualify when you're healthy.
Q: 🧒 Is Life Insurance for kids a thing?
A: Yes, many families choose it to help secure future insurability and long-term protection.
Q: 🆕 I just moved to a new state; do I need a new insurance policy?
A: Yes. Insurance laws are different in every state, so new policies are typically needed after relocating.
My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, homeowners’ insurance, renters’ insurance, ATV/UTV insurance, motorcycle insurance, life insurance, and more. Click, call, or come visit us at our Pueblo, CO office today.
